Expanded "No Proof of Good Health" period for VGLI

As of November 1, 2012, separating servicemembers will have even more time, 240 days, from their date of separation to apply for Veterans’ Group Life Insurance (VGLI) without providing proof of good health. After the 240-day “no health” period, separating servicemembers will still have an additional eight months to apply for VGLI, but must then provide proof of good health. The extension of the “no health” period from 120 to 240 days is based on findings by VA that the initial 120 days after separation is not enough time for many servicemembers to assess their life insurance needs.
VFW service officers should discuss this change with recently discharged veterans. VA suggests: “Need even more time to assess your options? Getting VGLI is a great way to ensure you have coverage while you “shop around.” You can cancel VGLI anytime. If you have additional questions, go to www.insurance.va.gov.”
Two Servicemembers’ Group Life Insurance (SGLI) program features remain in effect:
• SGLI coverage continues for 120 days after the servicemembers’ date of separation at no cost.
• Servicemembers have a total of 16 months from their date of separation to apply for VGLI.